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Personal Savings

Secure, simple application, competitive rates

Fixed Term Savings

  • Rate: 0.40%-1.34% AER/gross
  • Term: Between 6 to 60 months

Notice Accounts

  • Rate: 0.35%-0.86% AER/gross (variable)
  • Term: 35, 90 and 120 days

Easy Access Accounts

  • Rate: 0.26% AER/gross (variable)
  • Term: Next-day access

Fixed Rate Cash ISA

  • Rate: 0.96% – 1.22% AER/gross
  • Term: 12 to 36 months

Download the OakNorth mobile app

Apply for our Fixed Term, Notice or Easy Access personal savings accounts in minutes and benefit from our competitive rates.
See your balance and transaction history from your phone.

Your eligible deposits with OakNorth are protected up to £85,000 guaranteed by the Financial Services Compensation Scheme.



How much interest could you earn?

OakNorth interest rate (AER):


Total Interest Earnt:


Please note: your annual ISA allowance is £20,000 but you can transfer from previous tax years, as long as your maximum deposit across all your OakNorth savings accounts is £500,000

See how we compare to other banks in the market

*Banks include (where applicable): RBS, Nationwide, Barclays, HSBC, Santander, Lloyds. Updated on 6th Jan 2022.

Structured debt finance solutions

Tailored to your needs, business loans and property finance of £0.5m to £45m. Complete a transaction in weeks rather than months, and be able to meet the decision makers to get a straight answer.


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Your savings, protected

Your eligible deposits held by a UK establishment of OakNorth Bank Plc are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered. For further information in regard to eligible deposits, please view our Exclusions and Information sheet below.

For further information on fscs protection visit or view the leaflet below.

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