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Personal Savings

Secure, simple application, competitive rates

Fixed Term Savings

  • Rate: 0.40%-1.34% AER/gross
  • Term: Between 6 to 60 months

Notice Accounts

    • Rate: 0.35%-0.86% AER/gross (variable)
    • Term: 35, 90 and 120 days

Easy Access Accounts

  • Rate: 0.26% AER/gross (variable)
  • Term: Next-day access

Fixed Rate Cash ISAs

  • Rate: 0.86%-1.10% AER/gross
  • Term: 12 to 36 months

Download the OakNorth mobile app

Apply for our Fixed Term, Notice or Easy Access personal savings accounts in minutes and benefit from our competitive rates.
See your balance and transaction history from your phone.

Your eligible deposits with OakNorth are protected up to £85,000 guaranteed by the Financial Services Compensation Scheme.


How much interest could you earn?

OakNorth interest rate (AER):


Total Interest Earnt:


Please note: your annual ISA allowance is £20,000 but you can transfer from previous tax years, as long as your maximum deposit across all your OakNorth savings accounts is £500,000

See how we compare to other banks in the market

*Banks include (where applicable): RBS, Nationwide, Barclays, HSBC, Santander, Lloyds. Updated as of yesterday.

Apply for an
account in minutes

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    1. Application

    You can complete our online application within minutes. All you need to do is provide your personal information and nominated bank account details.

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    2. Approval

    We will verify your identity to approve your account*          *There is a chance we may require Proof of ID and/or Proof of Address documents. 

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    3. Funding

    Upon account approval, you will receive an email with details on how you can fund your OakNorth savings account.

Your savings, protected

Your eligible deposits held by a UK establishment of OakNorth Bank Plc are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered. For further information in regard to eligible deposits, please view our Exclusions and Information sheet below.

For further information on fscs protection visit or view the leaflet below.

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