Next-generation finance for education
From acquiring new sites to large-scale development projects, we help childcare, education, and specialist education businesses access the funding they need to grow.
We’re entrepreneurs at heart, so we build our early years and education sector loans with business owners front and centre. That means no inflexible and inefficient debt finance facilities, no-time wasting, and no ambiguity. Just straightforward funding without giving up equity.
We take the time to understand your business and tailor a loan to your needs, in a fast, transparent way. We’ll turn things around in weeks rather than months, with no opaque, “computer says no” decisions.
We have years of experience helping businesses avoid the pitfalls of project-by-project financing. Our umbrella facilities allow for multiple projects and the acquisition of new assets, so you can deliver projects more quickly and reduce costs.
Our flexibility: we’ll work with you to design something truly bespoke – so you can acquire and refurbish a site all under one facility, for example.
The cost of your loan is based on what kind of borrower you are, or your risk profile, which depends on factors like credit history, industry sector and more. We focus on speed, flexibility and competitive terms over price.
Depending on factors like your business’ risk profile and what you need the funding for, we can provide amortising loans, where you gradually pay off your debt with regular payments, as well as non-amortising loans, where you pay off the loan in a lump sum.
Unlike many other high street banks, we won’t make you transfer your business banking over to us, so you can apply for a loan quickly and easily.
