Competitive rates, next-day access

Next-day access

Gross Rate 3.69%
AER 3.75%

Personal Easy Access Savings Account

The Financial Conduct Authority is a financial services regulator. It requires us, OakNorth, to give you this important information to help you to decide whether our Easy Access Accounts are right for you. You should read this information carefully, together with the General Terms & Conditions and Specific Terms & Conditions for Personal Easy Access Accounts, so that you understand what you are buying, and keep it safe for future reference.

You should scroll down and read all information below carefully before you apply.

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FAQs

As the name suggests, an easy access account allows you to access your funds within one business day, and top up at any time.

If you’re over 18 years old and you’re a resident of the UK – i.e. you have a permanent UK address that you have had for three years or more – then you’re eligible for an OakNorth easy access account. You’ll also need to have a personal UK bank or building society to transfer funds into your account.

Yes, the interest rates on your easy access account are variable. They can be increased or decreased at any time. We will communicate any changes to our interest rates to you via email. Increases to your rate will come into effect on the first day of the next calendar month.